Comments on: Paypal, Fruad, Unsent Item, Negative balance, info please?

By: riverrat

riverrat — Fri, 13 Feb 2009 02:13:44 +0000

It sounds to me that you do not do your research into people who are selling on-line. Never pay for anything until full disclosure is made about what you are buying and from whom. Look into their past history and check out any negative feed back from others. Definitely file a claim immediately so that other won’t also get taken in. Plus, e-bay will permanently block them from doing any selling on line until dispute is resolved. Claims seem to take more time than expected. E-mails being mailed back and forth, awaiting for responses from all parties, moves very slowly. Be patient, but follow through with all info you can offer.
How does a bank transfer go bad unless there aren’t fund to cover what you owe. Remember the terms and agreement you agreed to when signing up with Pay-Pal. You can’t just walk away and expect to be excused. They WILL see you in court, and you WILL lose. Don’t be stupid. Remember, You can afford it. Pay up and be honorable. There is no safe way to send money anymore. Good luck

By: BriarKat

BriarKat — Thu, 12 Feb 2009 15:29:50 +0000

Paypal had nothing to do with you being scammed. There is nothing you can do if you dropped the claim. You should have waited until you got your shoes or your money back. If you paid with a credit card…call your credit card company and ask about a chargeback.

As far as the jeans go..has Paypal told you to return them for a refund? If not..expect it and make sure you get delivery confirmation so you can prove the delivery.

You will have ZERO protection with a money order.

By: ~girlfriday~

~girlfriday~ — Mon, 09 Feb 2009 22:23:51 +0000

If you file a dispute against the seller(s) with paypal and paypal decides the dispute in your favor, paypal will refund your money. It doesn’t matter if the seller(s) acct(s) are emptied – they will simply have a negative acct. balance which is their problem.

The problem with postal money orders is that there is no way to dispute a problem with a seller. No third party to get involved. Also, unless you send the money order via certified mail, the seller can say they never got the money order (those that are dishonest).

If I were you, I’d file a dispute with paypal. It can take 30 days or more for paypal to resolve the dispute, so you have to be very patient.

Yes, you can use your bank acct. to pay for other transactions via paypal even though your paypal acct. has a negative balance.

No, paypal cannot just “raid your bank acct. for any reason”. You have to authorize a withdraw or request a deposit.

By: Sean

Sean — Mon, 09 Feb 2009 02:50:40 +0000

ok paypal is a secure system. You can report the person for the shoes and paypal will get invloved. You have the conversation. Someone scammed me and i reported them and i got my money back. Get paypal invloved as soon as possible report the person immdeiatly. this is shon as stealing the money so report them now

By: AM-NM centaur

AM-NM centaur — Fri, 06 Feb 2009 12:08:49 +0000

Don’t buy from on-line auction sites unless the AUCTION SITE offers full insurance that you will get the advertised product. E-bay and similar sites have never guaranteed you will get the advertised product.

NEVER verify your PayPal account because that just gives them full permission to raid your bank account for any reason whatsoever.

In the future, only deal with people face-to-face or when using a real credit card (not a debit card) from a legitimate company. Private-party transactions are easily subject to fraud.